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All things mortgage and home-buying: mortgages

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Can a Mortgage Calculator Determine if You will Get Approved for a Mortgage Loan?

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Why Does Your Credit Score Matter If You Are a Home Buyer Putting a Large Down Payment?

As a buyer, your primary focus should be securing a mortgage with favorably low interest rates and a monthly payment that doesn't constrain your budget. But remember, your credit..

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Do All Mortgage Lenders Have the Same Credit Score Requirements?

Why is your credit score an important indicator in the decision of a mortgage lender when asking for a loan? Not only is it important to lenders, but also for your overall..

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How Do You Know Who Offers the Lowest Mortgage Rates?

For many Americans, a mortgage represents the largest long-term debt obligation they’ll ever have in their lifetime. For this reason, shopping around for the lowest mortgage rate..

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Does a Mortgage Calculator Determine How Much Cashout You Can Get When You Refinance?

A cash-out refinance replaces your old mortgage with a larger home loan, and you get to cash out the difference. It's a great way to access the equity you've built in your home,..

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What Does a Mortgage Calculator Actually Determine?

Want to figure out how much your monthly mortgage payments will be? If you are a first-time homebuyer and you want to know what your monthly payments will be, using a mortgage..

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Why Cash Offers Are Better: The Truth About Home-buying | UpEquity

Everyone wants to get a good house. But good houses are hard to land because they attract competition. Plus, sellers receive many bids—meaning they can afford to be choosy.

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What is a Kick-Out Clause, and How Can You Avoid It?

A kick-out clause is part of a home sale contingency. In this contingency, you’re given time to sell your house to enable you to pay for the new house.

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How Soon Can A Mortgage Be Refinanced After You Buy?

Refinancing is viewed as a smart financial move if it results in a drop in your monthly payments, reduction in the loan duration or a spike in your home equity. But here’s the..

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Can You Refinance Your Current Home Before Buying A New One?

In this edition of "Ask the Underwriter" we break down a post from a current Texas homeowner who is looking to refinance before buying a new home. 

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