All things mortgage and home-buying
Mortgage experts delivering the most accurate, helpful content for your home-buying journeys.

What is a Kick-Out Clause, and How Can You Avoid It?
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What Buyers Need to Know About the Option Period
Buying a home is probably one of the biggest decisions you’ll ever make. For that reason, it’s not a process that should be rushed.
How Soon Can A Mortgage Be Refinanced After You Buy?
Refinancing is viewed as a smart financial move if it results in a drop in your monthly payments, reduction in the loan duration or a spike in your home equity. But here’s the..
What Does Contingent Mean In Real Estate? Here's What To Know
While shopping for a house, you're bound to come across dozens of foreign terms. Some are self-explanatory while others could use a little explanation.
How To Make A Cash Offer On A House...Without Liquid Cash
Owning a house comes with huge benefits. Imagine the freedom of not having to worry about rent. Yet, as a first-time buyer, the process of buying your own house can seem somewhat..
Can You Use Future Rental Income To Qualify For A Mortgage?
Ask The Underwriter: Can I Use Future Rental Income to Qualify For a Mortgage?
Should You Include Appraisal Gap Coverage In Your Next Offer?
When supply is low and demand is high, making an offer that really stands out among the competition can be tough, even when you’re able to submit a cash offer that has no..
What Is An Appraisal Gap And How Does It Impact Your Home Purchase
In today’s competitive market where multiple offers and bidding wars result in homes selling above the asking price, appraisal gaps are becoming commonplace.
Should You Refinance Your Mortgage When Interest Rates Are Low?
When it comes to refinancing your mortgage, you can think of the process as a debt redo. Essentially, you’ll swap out your existing loan for a new one - ideally with better terms..
Can You Refinance Your Current Home Before Buying A New One?
In this edition of "Ask the Underwriter" we break down a post from a current Texas homeowner who is looking to refinance before buying a new home.
UpEquity Closes $25M Series A
UpEquity, the tech-enabled mortgage platform creating a better way to buy a home, today announced the closing of $25 million in Series A funding led by Next Coast Ventures.
Picking the Perfect Home Style For You
For the first-time buyers, terms such as multi-family homes, colonials, and co-ops can be new and overwhelming.
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