All things mortgage and home-buying
Mortgage experts delivering the most accurate, helpful content for your home-buying journeys.
Why Does Your Credit Score Matter When Applying for a Mortgage?
Can You Still Apply for a Mortgage with a Low or Bad Credit Score?
Your credit is scored in a range from 300 to 850. Generally, a person is considered to have low or bad credit if their score is below 580. About 15% of American consumers have..
Why Does Your Credit Score Matter If You Are a Home Buyer Putting a Large Down Payment?
As a buyer, your primary focus should be securing a mortgage with favorably low interest rates and a monthly payment that doesn't constrain your budget. But remember, your credit..
Do All Mortgage Lenders Have the Same Credit Score Requirements?
Why is your credit score an important indicator in the decision of a mortgage lender when asking for a loan? Not only is it important to lenders, but also for your overall..
How Do You Know Who Offers the Lowest Mortgage Rates?
For many Americans, a mortgage represents the largest long-term debt obligation they’ll ever have in their lifetime. For this reason, shopping around for the lowest mortgage rate..
How Do Lenders Determine the Mortgage Rate They Approve You For?
If you’ve been looking at purchasing a home and applying for a mortgage or refinancing your current mortgage, you might have noticed a few odd things. For one, interest rates can..
Use a Mortgage Calculator and Find Out Your Home-Buying Purchase Power
How much house can you afford? Purchasing property with a mortgage is likely to be the most extensive personal investment you’ll ever make. That’s why figuring out a comfortable..
Does a Mortgage Calculator Determine How Much Cashout You Can Get When You Refinance?
A cash-out refinance replaces your old mortgage with a larger home loan, and you get to cash out the difference. It's a great way to access the equity you've built in your home,..
How is Bonus, Overtime, and Commission Income Calculated by My Mortgage Lender?
Variable income is defined as income that can vary from month to month or year to year. Some of the common types of variable income are:
UpEquity Closes $50M Series B Funding Round to Democratize Homebuying
October 21, 2021 07:00 AM Eastern Daylight Time. AUSTIN, Texas--(BUSINESS WIRE)--UpEquity, the tech-enabled mortgage company creating a better way to buy a home, today announced..
What Does a Mortgage Calculator Actually Determine?
Want to figure out how much your monthly mortgage payments will be? If you are a first-time homebuyer and you want to know what your monthly payments will be, using a mortgage..
Why Cash Offers Are Better: The Truth About Home-buying | UpEquity
Everyone wants to get a good house. But good houses are hard to land because they attract competition. Plus, sellers receive many bids—meaning they can afford to be choosy.