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The UpEquity Team

An older couple gardens while reminiscing about if their appraisal or inspection came first when they purchased their first home.

Appraisal or Inspection—Which Comes First When Buying a Home?

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Latest Posts

How Long Does a Title Search Take? Find Mortgages, Deeds and Liens

When it comes to buying, selling or even refinancing a home, the title search is one of the most important steps in the process. A title search ensures that the seller actually..

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Five Key Things To Know About Power Buyers In 2022

The way people buy and sell homes is evolving, with new business models gaining traction in the marketplace. As a result, demand for homeownership has hit historic highs across..

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Can a Mortgage Calculator Determine if You will Get Approved for a Mortgage Loan?

If you want to purchase a home, chances are you’ll need a mortgage. A mortgage calculator cannot help determine if you'll get approved for a mortgage loan. The mortgage..

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How Often do Mortgage Rates Change in the United States?

Mortgage rates significantly impact the overall cost of purchasing a home. When it comes to getting the lowest interest rates, two pieces of advice hold true — shop around and..

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What Different Types of Mortgage Rates Do Lenders Offer?

Before you start house hunting, you'll need to go shopping for mortgage rates. A mortgage is likely to be the longest and largest debt obligation you'll ever take on, so it's..

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Why Does Your Credit Score Matter When Applying for a Mortgage?

In the financial world, credit scores are a tool. But whether they work as a lever or a hammer depends on how good they are in a specific setting. Let’s answer your most asked..

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Can You Still Apply for a Mortgage with a Low or Bad Credit Score?

Your credit is scored in a range from 300 to 850. Generally, a person is considered to have low or bad credit if their score is below 580. About 15% of American consumers have..

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Why Does Your Credit Score Matter If You Are a Home Buyer Putting a Large Down Payment?

As a buyer, your primary focus should be securing a mortgage with favorably low interest rates and a monthly payment that doesn't constrain your budget. But remember, your credit..

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Do All Mortgage Lenders Have the Same Credit Score Requirements?

Why is your credit score an important indicator in the decision of a mortgage lender when asking for a loan? Not only is it important to lenders, but also for your overall..

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How Do You Know Who Offers the Lowest Mortgage Rates?

For many Americans, a mortgage represents the largest long-term debt obligation they’ll ever have in their lifetime. For this reason, shopping around for the lowest mortgage rate..

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How Do Lenders Determine the Mortgage Rate They Approve You For?

If you’ve been looking at purchasing a home and applying for a mortgage or refinancing your current mortgage, you might have noticed a few odd things. For one, interest rates can..

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